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What type of cover would you like?

UK Cover

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

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RAC Services

  • 92% of members would recommend RAC Rescue to their friends and family
  • Four out of five vehicles fixed at the roadside, within an average of 30 minutes
  • 120 years experience rescuing RAC members
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RAC Breakdown Cover Information

RAC has long been one of the UK’s leading names in roadside assistance and breakdown cover.  With distinct levels of cover, it’s easy to find something ideally suited to your needs, and each one is competitively priced so you know you’re getting great value from a renowned breakdown cover provider.

Compare RAC breakdown cover with Buy Breakdown Cover

With Buy Breakdown Cover you can see the latest prices on breakdown cover from RAC.

You can easily browse the types of breakdown cover that are available, and get a quick quote for exactly what you need.

Buy Breakdown Cover gives you clear, concise information about what you’ll get with each RAC policy.  You can see the benefits of each tier, as well as details on monthly and annual pricing, and you can select to start a quote for whichever cover you like.

The benefits of RAC breakdown cover

RAC’s combination of experience and expertise means that its customers benefit from a fast, efficient and dedicated service. RAC Patrols fix 4 out of 5 cars at the roadside in only 30 minutes on average, and the vans carry over 500 parts and tools.

RAC Breakdown Cover has been awarded a 5-Star rating by Defaqto, highlighting the recognition that RAC has within the industry.

Each type of cover has specific benefits, ranging from the basic option up to the most comprehensive policy. Even the lowest-priced breakdown cover offers an attempted fix at the roadside as long as you’re over 1/4 mile away from home.

The top tier extends your cover to include benefits like a courtesy car, national recovery and hotel accommodation, and you can tailor your cover with Breakdown Extras.

Tailor your cover with Breakdown Extras

RAC offers a selection of Breakdown Extras which let you further tailor your cover, giving you greater peace of mind.

With Battery Rescue you can get a new battery sourced and fitted, whilst European Rescue expands your cover into 49 more countries.

You can get the costs to replace lost, broken or stolen house/car keys with Key Rescue, as well as the option to certain parts and labour.

Which breakdown cover policy is best for you?

You’ll have the choice of personal or vehicle cover, and if the policy is just for you in one car then vehicle cover should be fine.  However, if you’re likely to drive different vehicles, or are regularly a passenger in another car, then personal cover is ideal.

Choosing personal cover means that you’ll take your breakdown assistance, and it won’t matter which car you’re in.

You’ll usually pay more for personal cover as it’s more comprehensive, but it’s worth it if it suits your circumstances.

As for the actual level of cover, it depends on your budget, and how many benefits you want to include.  The cheapest option gives you essential reassurance that a roadside fix will be attempted by a specialist, but if you want cover from outside your home then the next one up would be better.

The next level of cover brings in national recovery, which is always a popular option. If your vehicle cannot be fixed then you, your car and up to 8 passengers can be transported to a UK destination of your choosing.

With this, there’s also the option of a courtesy car, hotel accommodation or alternative transport. However, breakdown cover outside your home is not included, which brings down the price.

The final level of cover offers the complete package, with roadside assistance, national recovery, home rescue and replacement transport/hotel accommodation. It’s the most comprehensive cover from RAC, with the selection of optional Breakdown Extras available as an add-on.

RAC Breakdown Cover Types

Rescue Lite

Roadside Lite is RAC’s basic level of vehicle cover which provides you with roadside assistance 24 hours a day, anywhere in the UK, as long as you’ve broken down at least 1/4 mile away from home). Most breakdowns can be fixed on the spot, but on rare occasions when an RAC Patrol can't fix your vehicle at the scene they will tow you to an approved garage within 10 miles or to a place of safety.

Rescue Essential

Rescue Essential offers the same features as Rescue Lite, with UK roadside assistance 24/7 as long as you’re 1/4 mile away from your home.  The difference is that it is a personal cover policy, so you taken the cover with you.  Should you be driving another vehicle that breaks down, or you are actually a passenger, you will still be able to take advantage of the benefits of this RAC breakdown cover.

Rescue Anywhere

With RAC’s Rescue Anywhere cover you can choose between personal and vehicle cover.  It includes the roadside rescue cover, so you’ll get the attempted fix by an RAC breakdown specialist.  It also features At Home Rescue, which lets you call for RAC assistance if you break down within 1/4 mile of your home.  If, for example, your car won’t start one morning, then RAC will be on hand to assess, and try to fix, the problem.

Rescue Plus

Rescue Plus gives you great peace of mind because it includes national recovery.  Should an RAC Patrol be unable to fix your vehicle at the roadside, RAC will take you, your car and up to 8 passengers to a UK destination of your choosing.  You also get a courtesy car, hotel accommodation or alternative transport, and Rescue Plus can be taken as either vehicle or personal cover.

Rescue Complete

Rescue Complete is RAC’s most comprehensive level of cover, with roadside rescue and national recovery included.  You get replacement car hire, hotel accommodation or alternative transport, as well as At Home Rescue, so you’ll be able to get breakdown assistance within 1/4 mile of your home.  This policy also has the flexibility to be either personal or vehicle cover.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Business breakdown provided by RAC Motoring Services Registered No 01424399 and/or RAC Insurance Ltd Registered No 2355834. Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services is authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.