What type of cover would you like?

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

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Newly qualified drivers could be banned from driving at night

The proposed change is a response to high accident rates.

Newly qualified drivers could be banned from driving at night

The Department of Transportation (DfT) is reportedly considering banning new drivers from taking to the roads at night. 

It would form part of a graduated licence system which would impose a number of restrictions on those who’ve recently passed their test.

Others would include not being able to drive with passengers under a certain age in the vehicle and a minimum learning period.

Recent figures suggest that one in five drivers are involved in a crash within a year of first passing their test. 

The DfT didn’t state how long new drivers would have to be a part of the scheme, which already successfully operates in a number of different locations around the world including the US, Canada, Australia and Sweden. 

Under current rules, new drivers can have their license revoked and be required to retake their test if they accumulate six penalty points within the first two years.

Nick Lloyd, acting head of road safety at the Royal Society for the Prevention of Accidents, welcomed the idea.

We “believe it will allow young drivers to gain valuable experience, whilst reducing the risks associated with night time driving and the carrying of multiple passengers,” he stated.

Source: The Independent