What type of cover would you like?

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

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New penalties for those caught ignoring red X on motorway

Drivers will now automatically recieve a £100 fine and three penalty points. 

New penalties for those caught ignoring red X on motorway

Motorists who’re caught ignoring a red X on a smart motorway will now automatically receive a £100 fine and three penalty points on their license. 

Under new Home Office legislation, which came into effect on 10th June, cameras will be installed on smart motorways all across the UK to closely monitor the traffic and apprehend offenders. 

It’s currently up to the country’s traffic police to enforce this, meaning they have to actively observe a motorist breaking the law before they can issue a penalty. 

These cameras won’t be fully in operation until late summer 2019 according to Highways England, to allow for a period of testing and the issue of any necessary upgrades. 

On top of the monetary fine and penalty points, punishment could result in a court appearance for more serious cases. 

“Driving on a smart motorway lane that has been closed by a red ‘X’ sign is extremely dangerous,” said an RAC spokesperson.

“It is incredibly frustrating for law-abiding drivers to see others flouting red ‘X’ signs, and those ignoring them are a danger to themselves and others.”

Research conducted by The RAC Foundation back in March 2016 discovered that 23% of motorists surveyed have either accidentally or deliberately driven on a closed lane of smart motorway. 

Source: Motoring Research