What type of cover would you like?

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

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Maximum speeding fines could hit £10,000

New rules could be put in place which will give the Magistrates Court the power to fine speeding drivers up to a maximum of £10,000.
Maximum speeding fines could hit £10,000
If the new rules are put into place, this will be the first dramatic hike in fines since 1991. 
 
However, motoring groups including RAC have claimed that the fines are too extreme and could put people off appealing over unfair speeding fines. 
 
These rules appear to have been revealed shortly after speeds of those who were caught going against the speed limit on UK roads were revealed. 
 
RAC Foundation director Professor Stephen Glaister said: “People who break the law should bear the consequences but this seems such a wholesale change to the system so you have to ask what was going so badly wrong before?
 
“Ironically we know that speeding offences have declined over recent year and just last week the Department for Transport confirmed that, even after taking congestion out of the equation, recorded traffic speeds have been dropping for a decade on all types of roads.”
 
If the fines are approved:
 
Unauthorised cycle racing on public ways will go from £200 to £800
 
Driving a motor cycle without a protective helmet will increase from £500 to £2,000
 
The sale of alcohol to a drunk person or being drunk and disorderly in a public place will go from £1,000 to £4,000. 
 
Finally, speeding on the motorway could see you with a fine between £2,500 and £10,000.
 
Source: EDP 24