What type of cover would you like?

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

You have selected…

Car insurance decreasing for young drivers

New research has found that car insurance for new and younger drivers is becoming cheaper on average.
Car insurance decreasing for young drivers

Consumer Intelligence has found drivers under the age of 25 are now paying 10.3% less than they were this time last year, dramatically decreasing the costs of owning a car.

Despite the good news for younger drivers, there are worries that the lower cost of insurance could have negative effects for older drivers on the other end of the scale.

Figures have shown that insurance premiums for older drivers have gone up over the last year, with many drivers over 50 now having to pay 5.3% more for their insurance during this time.

Over 50’s in general have seen less percentage decreases coming their way in recent years, the nationwide survey found.

Despite this, under 25’s still pay the highest average insurance premiums by far, with a cheapest premium of £1,628. This is still a lot more than it is for senior drivers, as the cost of learning to drive and buying a car is also a big factor.

Insurance experts claim that the reason for the fluctuating prices is the current increase in whiplash claims as well as the rise in “cash for crash” scams.