What type of cover would you like?

UK Cover

UK cover protects you in the event of a breakdown anywhere in the UK

European Cover

European cover protects you in the event of a breakdown anywhere in Europe

UK & European Cover

UK & European cover protects you in the event of a breakdown whilst in the UK or Europe

Would you like National Recovery?

Yes

UK recovery takes your vehicle, yourself, and up to 8 people to a chosen destination anywhere in the UK

No

No, I do not need that level of cover on my policy

How about Replacement Hire Car?

Yes

Replacement vehicle for up to 3 days whilst yours is being repaired. Alternative transport costs can be covered (up to £150 per person, max £500) as well as 1 nights accommodation.

No

No, I do not need that level of cover on my policy

Would you like At Home Rescue?

Yes

RAC attend if your car breaks down at home, or within 1/4 mile of your house.

No

No, I do not need that level of cover on my policy

Would you like personal or vehicle based cover?

Personal Cover

Personal based cover protects you if you breakdown when driving or whilst travelling as a passenger in any car

Vehicle Cover

Vehicle based cover only protects the vehicle or vehicles you have taken a breakdown policy out on, and not you personally

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Black boxes to be fitted on all new cars

Black box devices will be fitted to all new cars, under new EU regulations from next October, which will allow insurers to track driving behaviour.
Black boxes to be fitted on all new cars

The telematics technology will be able to monitor a driver’s behaviour and will become a key feature on all new cars from next October.

Drivers who opt to have a black box on their car will see their car insurance premiums decrease, as an incentive to encourage more motorists to use the technology.

Although it’s not compulsory to have a black box, drivers who don’t have one could be paying a lot more for their annual insurance.

Experts predict that about half of all vehicles will have a black box by 2020.

Chief insurer of the Ageas Group, Andy Watson said: “The ability to have telematics will become mainstream because the technology will be in the car. It means the amount of data available to insurers increases dramatically.”

Originally, black boxes were introduced to help the emergency services trace car accidents more effectively.

In response to the new EU regulations, breakdown provider RAC believes that the introduction of black boxes was inevitable.

Pete Williams, from the RAC added: “For the vast majority it will be a good thing with regard to things like safety and vehicle recovery.”

The Department of Transport are also in support of the idea, saying: “We want to see how effective it can be in improving driver behaviour and reducing accident risk.”

Source: Daily Record