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Car insurance could be capped for young drivers

MPs to discuss the issue after an e-petition gathered over 180,000 signatures.

Car insurance could be capped for young drivers

British MPs have agreed to discuss the possibility of capping the cost of car insurance for young drivers at £1,200 a year, after an online petition demanding a change was signed by 185,000 people.

Young drivers, defined as those aged between 18 and 25, currently pay an average of £3,878 a year for car insurance, considerably more than the £462 a year paid by your average over 25-year-old. 

The reason that car insurance for young people is priced so high is because insurers feel like they’re more at risk of being involved in an accident. 

“It's ridiculous” said 19-year-old Rhys Parker who started the petition. “Young people just don’t get the help they need.”

When he first started to drive, Parker was quoted £2,500 for a year's insurance but eventually managed to get it down to £1,400. 

Any online petition that receives more than 100,000 signature will be considered for debate in Parliament. However, because they’re for discussion only, MPs will be unable to actually introduce any new legislation at this stage. 

"I don't support the cap, but I do think we should be doing more to help young people," said Steve Double, Conservative MP for St Austell and Newquay. “"The reason premiums are high is that young people have far more accidents."

In response to Parker’s petition, the government issued advice to young drivers instructing them to carefully shop around for car insurance and to try and get a black box installed in their car, so that they'll be rewarded with cheaper car insurance for safer, better driving.  

Source: BBC